An EPO (Exclusive Provider Organization) is a health plan that provides access to a local network of doctors and hospitals, typically offering a broader network than an HMO. EPOs are generally more cost-effective than PPO plans, but care received outside of the network may not be covered, except in emergencies. Unlike PPOs, EPOs usually do […]
Health Insurance Help in Temecula, Murrieta, Rancho Cucamonga and Surrounding Areas Our Temecula office is serving small business owners in San Diego County and Riverside County – while our Rancho Cucamonga office is serving Orange County, Ventura County and all of Greater Los Angeles. I work with small businesses of 1 to 100 employees and […]
Closing the Gaps in Medicare Coverage with Supplemental Health Insurance The California metropolitan area is home to hundreds of thousands of people aged 65 and over who receive federally funded Medicare health insurance or will be eligible to receive it soon. Most of those people are in or approaching their senior years—an exciting time of […]
HMO is an acronym for Health Maintenance Organization. An HMO is an organization delivers medical services through a network of healthcare professionals who follow specific guidelines for care and costs. By allowing the HMO to manage care, the participating physicians and related healthcare professionals receive a steady flow of patients through the HMO. A consumer […]
PPO is an acronym for Preferred Provider Organization, Preferred Provider Option, or Participating Provider Organization. These three acronyms refer to an organization that delivers services through a network of affiliated healthcare professionals. Like an HMO, PPO contracts with doctors and other healthcare professionals to follow basic guidelines for care and costs in exchange for a […]